THE SAFE METHOD
At Haven, we recognize that every financial journey is unique, shaped by career paths, life events, and personal goals.
That’s why we developed our SAFE Method—grounded in the CFP® Practice Standards for the Financial Planning Process—to provide a structured, yet personalized approach to financial planning. More than just a process, it’s our commitment to ensuring you have the guidance, strategies, and ongoing support needed to achieve financial success.
Situation & Goals:
We begin by understanding your unique financial situation and the goals you’re aiming to achieve. This sets the foundation for everything we do moving forward.
Example: Whether you’re saving for retirement, managing debt, or planning for a major purchase, we help you set clear, achievable goals.
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Analysis:
We’ll conduct thorough analysis of your finances, identifying areas of strength and potential risks. We take a holistic approach, looking at everything from cash flow to investments.
Example: Through detailed financial analysis, we might identify areas where you can save on taxes or reduce unnecessary debt.
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Formulate & Present:
Based on our analysis, we develop tailored strategies that fit your specific needs. We’ll present these recommendations and ensure you’re comfortable with the next steps.
Example: We might recommend rebalancing your investment portfolio, creating a debt repayment plan, or adjusting your savings strategy.
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Execute & Evaluate:
Together, we’ll put your plan into action. But our work doesn’t stop there—we continue to evaluate its progress and adjust as necessary, ensuring you stay on track to reach your goals.
Example: We regularly check in with you to assess how your plan is working and make adjustments based on changes in your life or the market.